Arranging a mortgage in Spain is in most cases, quicker and easier than in the UK.  Using our network of brokers and Spanish banks, we are able to offer our clients various financial solutions.

The advantages of borrowing in Spain are:

• Borrowing is cheaper.  This is simply due to interest rates being lower than in the UK.
• Quicker to arrange.  Most Spanish banks require only basic documentation to secure a mortgage and the whole process can take as little as 10 days to arrange.
• Equity Release.  Raise finance based on your existing home to pay for a deposit.
• Flexibility.  Spanish lenders offer mortgages for buying a property, buying a property under construction or funding a new villa project.
• Self Certification Mortgages.  Spanish banks will lend up to 60% LTV (Loan to Value) for non-status mortgages.
• Interest Only Mortgages.  A favourite means of reducing costs while financing Spanish properties, like Buy-to-Let and Buy-to-Sell investments.

Sea Point Villas work in conjunction with Currencies Direct who are able to save you money and assist with your particular currency needs.